• Understanding Loan-to-Value, Appraisals & Appraisal Gaps in Real Estate,Sam Densmore

    Understanding Loan-to-Value, Appraisals & Appraisal Gaps in Real Estate

    Loan-to-Value Ratio, Mortgage Insurance, Appraisals, and Appraisal Gaps Buyers and sellers of real estate should understand key financing concepts like the Loan-to-Value Ratio (LTV), appraisals, appraisal gaps, and appraisal gap coverage. These elements often determine whether a transaction closes

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  • Listing Your Home For Sale,Sam Densmore

    Listing Your Home For Sale

    Listing your home for sale  Listing your home for sale is mostly the same, but a little different than it was in the past. In this blog I’ll strive to outline the basics of selling your home with a realtor and set expectations for what might transpire once a listing agreement is signed.  Prepare: 

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  • Seller Financing in Real Estate | Benefits, Risks & How It Works,Sam Densmore

    Seller Financing in Real Estate | Benefits, Risks & How It Works

    Seller Financing in Real Estate: A Win-Win Option for Buyers and Sellers Seller financing — also known as owner carry financing — is an alternative way to buy and sell real estate that can benefit both parties. Instead of the buyer securing a traditional bank loan, the seller acts as the lender and

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