Understanding Loan-to-Value, Appraisals & Appraisal Gaps in Real Estate
Loan-to-Value Ratio, Mortgage Insurance, Appraisals, and Appraisal Gaps Buyers and sellers of real estate should understand key financing concepts like the Loan-to-Value Ratio (LTV), appraisals, appraisal gaps, and appraisal gap coverage. These elements often determine whether a transaction closes
Seller Financing in Real Estate | Benefits, Risks & How It Works
Seller Financing in Real Estate: A Win-Win Option for Buyers and Sellers Seller financing — also known as owner carry financing — is an alternative way to buy and sell real estate that can benefit both parties. Instead of the buyer securing a traditional bank loan, the seller acts as the lender and
The Importance of Home Maintenance: Protecting Your Investment and Health
The Importance of Home Maintenance: Protecting Your Investment and Health It’s been said that “an ounce of prevention is worth a pound of cure.” When it comes to homeownership, this saying couldn’t be more accurate. While purchasing a home is a major milestone, it's important to understand that mai
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